Our Services

COMPREHENSIVE FINANCIAL PLANNING

This is an ongoing, all-encompassing service that entails identifying and defining needs, goals and values, and providing appropriate recommendations and action plans in bringing them within reach.

As part of the process, it involves rediscovering and refining client’s values around life and money, and also tying them to financial goals.

 Financial topics addressed under this service include:

• Cash flow planning/budgeting         
• College Education planning
• Protection planning /insurance review        
• Income Tax planning      
• Estate Planning
• Investment analysis/advising          
• Retirement planning  
• Small business planning

This service requires an initial twelve-month commitment, with an upfront fee of $500.00 and a month to month retainer ($50 -$500) for the duration of the relationship.

INVESTMENT MANAGEMENT

In providing this service, we are guided by the core investing principles of define clear goals, invest with balance and diversification, minimize cost, and maintain discipline. These principles are united by a common theme – To focus on the things within your control, and not uncontrollable factors such as the markets, the economy, performance of an individual security or strategy.

Currently, our total fees for the management of your investments is at a maximum of 0.5% charged on a quarterly basis.